Spiritual Meaning:
Money in dreams can represent our spiritual currency and also spiritual ‘change’, small or otherwise. Symbols of money such as gold coins or money bags can signify our spiritual resources, which we can call on in times of difficulty. In the spiritual sense, savings suggests those talents and abilities that we have or have developed, but have not yet used, particularly those for the Greater Good.

Psychological / Emotional Perspective:
Money can represent our own personal resources – whether material or spiritual – and our potential for success. In some circumstances a dream of money can be linked with our view of our own power. When we dream of savings we are aware of the need for conservation. This may be on a personal level or in a more global sense. A refund of money suggests that we have put effort into en emotional commitment, but have had to accept that that ‘payment’is not valid. A mortgage in dreams suggests ownership of an asset – whether emotional or material – for which we must pay in the future.

Everyday Material Aspects:
Money in dreams does not necessarily represent hard currency, but more the way in which we value ourselves. This symbol appearing in dreams would suggest that we need to assess that value more carefully, and equally to be aware of what we ‘pay’for our actions and desires. If there is a feeling of self- denial in our making savings, particularly to the point of miserliness, we may not have managed our resources properly in the past and are having to suffer for it now. We may also fear the future. If someone else gives us their savings, we are able to use their knowledge and expertise.

You might also like to consult the entries for Debt, Lend / Lending / Loan and Wealth.